Honesta Chidiebere Anorue, Honesta Chidiebere Anorue, et al. “Patterns and Dynamics in Business Financing in a Depressed Economy: The Nigerian Example”. Vocational and Technical Education Journal, vol. 5, no. 1, Apr. 2026, pp. 47-54, https://votej.com.ng/index.php/votej/article/view/27.